UK Pension Transfer - Make the right choice.

In most cases UK expatriats living in Australia will obtain major benefits by transferring their UK pension funds to Australia.

If you transfer your pension fund into an Australian qualifying fund:

• You can access your entire fund as a tax free pension or lump sum at retirement;
• The amount of income you receive in Australia will not be not be affected by exchange rate fluctuations;
• The entire balance of the fund remaining at your death can be passed to your nominated beneficiaries.

HOWEVER...

If you are a permanent resident in Australian and you leave your funds in the UK, then:

• You will have restricted access to your fund at retirement;
• Your pension, and possibly your lump sum, will be subject to income tax;
• Your spouse and dependants may receive a reduced income in the event of your death, but may not be provided for atall.

We can obtain transfer values from your UK pension funds.  On receipt of these we will prepare a free transfer report to help you decide whether or not to transfer your pension fund.

We charge no fees unless you decide to proceed with the transfer.